Financial RepresentativeJob Profile And Description

A financial representative is someone who represents a particular financial institution like a bank and he interacts with various other companies or individuals and informs them about their products and services. Sales constitute of a big part of financial representative’s job profile and they have to use their communication and networking skills to sell their bank’s products besides giving financial advice to the customers. They should also be knowledgeable about the products so that they can answer any queries the customers may have and hence also provide customer service. They usually have fixed working hours in the bank but they may have to travel a lot and personally meet the client to talk to him about the bank’s financial products or attend trade fairs, expos etc.

Financial RepresentativeDuties And Responsibilities

The duties and responsibilities of a financial representative involve:

  • Use their skills and knowledge to sell products and services of the banks by meeting new clients and maintaining a professional relationship with the existing ones
  • Offer financial advice and counsel based on the requirements and goals of the client
  • Keep themselves up to date of the new policies and regulations by the government so that they inform the customers correctly about the products

Financial RepresentativeSkills And Specifications

The skills and specifications that are required of a financial representative include:


  • Excellent communication skills, both written and verbal
  • Good with numbers and basic computer knowledge
  • Good networking skills and neat appearance

Financial RepresentativeEducation And Qualification

The education and qualification requirements for a financial representative are as follows:

  • Bachelor’s degree in subjects like finance, accounting, sales and marketing
  • An MBA or a master’s degree in the same field

Financial RepresentativeSalary

The average salary of a financial representative is $91,000 per year which can go up to over $166,000 a year.

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